About Us

Larry S. Helms & Associates Insurance Services is an independent insurance agency headquartered in Indian Trail, NC, with a second location on E Hwy 74 in Monroe, NC. The agency provides personalized insurance solutions for individuals, families, and businesses throughout Union County and the surrounding region. With decades of experience and a commitment to tailored coverage, the team works with multiple carriers to offer a broad range of options that meet clients’ unique needs and budgets.

Clients can find coverage for everyday risks and specialized needs, including homeowners, auto, classic car, life, health, business/commercial, and specialty insurance products. The agency helps customers navigate complex policy choices, ensuring they understand their options and secure appropriate protection for their assets and operations.

In addition to personal and business insurance, Larry S. Helms & Associates has earned industry recognition, including designation as a Top Gear Agent with Hagerty, placing among a select group of high-performing agencies nationwide. This distinction reflects the company’s dedication to excellence, particularly in classic and collector car coverage.

As a locally rooted agency, they emphasize responsive customer service, strong relationships with clients, and a deep understanding of the community’s needs. Whether securing insurance for a family home, vehicle fleet, or commercial enterprise, Larry S. Helms & Associates strives to provide dependable guidance and protection that brings peace of mind.